Good planning 'the best way to save for retirement'

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Good planning 'the best way to save for retirement'

Having in place a comprehensive pension plan is the most cost-effective and sensible way to save for retirement, it has been argued.

Tony Attubato, head of dispute resolution at the Pensions Advisory Service, said pensions can be notoriously complex products, but it is important that individuals are taking advantage of the generous levels of tax relief that pension savings can provide.

He commented: "If you have the resources, you may want to consider alternatives. But for most ordinary people, a good pension plan is realistically the most efficient way to save for retirement."

Indeed, seeking professional advice can be the best option to make the most of retirement savings.

According to research carried out by insurance and pensions provider Zurich, 22 per cent of people working for companies providing pensions do not take them up at present.

Furthermore, 14 per cent are unaware of these schemes and eight per cent do not know if they are currently enrolled or not.

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