Post Office two-in-one credit card special offer

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Post Office two-in-one credit card special offer

The Post Office two-in-one credit card is offering customers a "responsible" way of borrowing money this festive season.

An introductory rate of zero per cent annual percentage rate (APR) is available for the first six months for both purchases and balance transfers.

After this period, a rate of 14.9 per cent typical APR is charged.

The Post Office two-in-one credit card works differently to normal credit cards, as customers making large purchases can transfer their balance to a loan-like facility that charges a fixed rate of 6.8 per cent.

Gary Fitton, head of Post Office credit card, said: "The card offers all the benefits of a competitive credit card and with the fixed rate facility, offers shoppers the flexibility of managing the payment for larger purchases."

Furthermore, the Post Office two-in-one credit card is accepted worldwide and comes with no annual fee.

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