Zero per cent cards proving popular

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Zero per cent cards proving popular

People have been urged to manage their debts by considering swapping credit card providers amid findings that show zero per cent balance transfer deals are proving popular with customers.

The online comparison website, Money Expert found 149 credit cards currently on offer in the UK that enable cardholders to take advantage of zero per cent balance transfers.

Card issuers seem to be catering for the festive financial hangover whereby many people are still counting the cost of Christmas spending at this time of year.

Sean Gardner from Money Expert said: "Everyone who has debt on their card should consider changing credit card provider if it is possible to reduce their interest bill.

"Zero per cent balance transfer deals are excellent way to start the process. But remember, if you do not clear the debt in the introductory period you will start paying interest and often that will be relatively steep rate."

Money Expert also recently discovered that 4.2 million credit card holders still have debts dating back to Christmas 2005, highlighting a need for frugality this year.

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