Return of the HSBC Rate Matcher mortgage

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Return of the HSBC Rate Matcher mortgage

In what could be some good news for those with their fingers on the pulse of the UK housing market, the HSBC Rate Matcher mortgage, which the bank claims was hugely popular the first time around, is set to be re-introduced.

This will see the group offering to match or even beat the existing mortgage rates of its customers and offer a fixed deal for up to five years.

As fewer Brits consider remortgaging with the dropping of the base rate, many lenders have been hesitant to match prices or sign on the line when it comes to fixing rates.

However, HSBC aims to set an example with the return of the Rate Matcher mortgage, explains Martijn van der Heljden, head of mortgages for the bank.

"Our Rate Matcher mortgage gives these borrowers another option and enables them to fix at, or close to, the rate they are currently paying," he added.

Meanwhile, one in ten Brits are on track to pay off their mortgages earlier than planned, according to research released last month by first direct.

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