Shoppers urged to check if home insurance covers gifts

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Shoppers urged to check if home insurance covers gifts

Consumers should check their insurance policy to make sure that their home insurance covers their Christmas purchases, according to moneysupermaket.com.

The price comparison site has found that most UK insurers will increase home contents cover by up to ten per cent during the festive period.

However, the timeframe when these free top-ups are available for varies between companies, making it essential for individual policyholders to check when their Christmas gifts will be covered should the worst happen.

Julie Owens, head of home insurance at moneysupermarket.com, said: "With so many variations between insurers on seasonal uplift, checking the small print with a fine-toothed comb is always a must - especially to safe guard from being underinsured."

Earlier this year, the website advised homeowners to check their home insurance policy covers accidental breakages caused by guests, a point which may be important to many expecting friends and relatives this festive season.

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