Confused.com credit card comparison tool 'great for savvy consumers'

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Confused.com credit card comparison tool 'great for savvy consumers'

Prospective credit card holders have been urged to make use of a comparison tool available at Confused.com.

The website's service is designed to help customers determine the likelihood of being accepted for a credit card before they submit a formal application to the lender.

Joanne Garcia, head of credit cards at the firm, said the tool should be ideal for people who are concerned that failed card applications will damage their credit record.

She commented: "It can be used to identify a better deal than they have at the moment, saving them both time and money

"The tool does not leave a detrimental mark on a customer's credit file."

Research published by the comparison website revealed people living in the Channel Islands currently have the highest average credit profile, while those in the south-west are the least attractive to lenders.

Earlier this month, Confused.com's product director Simon Lamble said any increase in the rate of insurance premium tax by the government could prove to be a false economy.

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