Check home cover, Cornhill Direct home insurance boss says

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Check home cover, Cornhill Direct home insurance boss says

With an estimated £14.7 billion spent on presents this year, many people might forget to check that all their new goods are covered by their home contents insurance, Cornhill Direct says.

To help people deal with Christmas-related questions, the Cornhill Direct home insurance policy comes with a legal advice telephone that could help customers decide on what to do with the things they receive over Christmas.

Research carried out by the company shows that while an additional £600 worth of goods is accumulated in the average UK household over the holidays, almost a third say that they have tried to return unwanted gifts and many are unsure of their legal rights.

The value added to homes could also make many people uncertain about their coverage.

Ian Firth, Cornhill Direct's operational underwriting manager, said: "Over time, people can lose track of just how much the value of the contents in their home has increased so perhaps a 'must do' in the new year is to check with their insurers that they are adequately covered."

Cornhill Direct home insurance offers increased cover for contents during the Christmas period.

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