Sainsbury's Home Insurance warns of flood risks

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Sainsbury's Home Insurance warns of flood risks

Homeowners are being urged to make sure they have adequate insurance in place as the weather takes a turn for the worse and fierce storms hit large parts of the country.

Sainsbury's Home Insurance says it expects to see a large increase in the number of claims being made as a result of bad weather over the coming weeks.

Last summer's floods cost an estimated £3 billion in damage claims and with more extreme weather predicted this year homeowners would be wise to check their level of cover.

Steve Johnson, head of home insurance at Sainsbury's, explained: "Some home buildings policies work on a sum-insured basis rather than offering unlimited cover. As such, people need to be careful that their home is adequately insured."

Halifax Home Insurance is issuing a similar warning to homeowners in flood prone areas and advises those concerned about flooding to opt for unlimited buildings cover to protect against the most extreme damage.
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