UCB Home Loans mortgage products launched

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UCB Home Loans mortgage products launched

A new range of buy-to-let and self-certification mortgage products has been launched by UCB Home Loans.

It includes two, three, five and ten-year fixed rates, tracker rates and with rental cover at 110 per cent of the bank base rate plus 1.25 per cent.

Options are available for up to 75 per cent loan-to-value (LTV) and some buy-to-let products come with free valuations on purchases or remortgages.

Self-certification deals, available for up to 75 per cent LTV, can come on capital repayment or interest-only bases, or even combined.

Andy McQueen, managing director of UCB Home Loans, said brokers were still seeing high demand from buy-to-let and self-certification customers.

House prices are falling while remortgaging is on the decline, according to new data from the Council of Mortgage Lenders.

But it also found that several lenders have reduced the rates on low LTV fixed-rate products, though lack of funding and low levels of mortgage approval mean activity is expected to continue to decrease.

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