Simple steps make car insurance cheaper, say esure

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Simple steps make car insurance cheaper, say esure

Drivers looking to save money on their car insurance can do so by taking a few simple steps when asking for a quote, according to esure.

The insurance provider recommends providing insurers with an accurate estimate of the mileage covered in the car, as a lower-than-average mileage figure can bring down the cost of the premiums.

Esure also recommends paying off premiums as one large lump sum if possible, rather than paying them off monthly and raising the voluntary excess on policies to make them cheaper.

Mike Pickard, head of risk and underwriting at esure car insurance, said: "How you pay, who is on your policy and what excess you choose can all go some way to driving down your premium."

Peter Wood, who formerly worked for Direct Line insurance, set up esure as an independent business in 2000. The company now insures more than one million drivers in the UK.

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