Smile! Brits take out £60m in personal loans to pay for dentistry

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Smile! Brits take out £60m in personal loans to pay for dentistry

It seems that getting that perfect movie star smile is something that consumers are prepared to go into debt to achieve.

New research undertaken by Sainsbury's Finance has found that around 6,900 personal loans worth a collective £60.2 million have been taken out in the UK since the beginning of 2007 by those seeking to spend it on receiving dental work.

The study found that 2,450 of the loans in question had been taken out to pay entirely for dental work, while 4,450 were used to partially fund it.

On average, the amount taken out to invest in a pearly white smile was found to be £6,492 - the total cost of two dental implants, two crowns and a tooth whitening session at a reasonably-priced establishment.

"If you decide that a loan is the best way to pay for expensive dental procedures, make sure you shop around to get the best rate and payment term," advised Steven Baillie, head of loans at Sainsbury's.

One high-profile figure who has written about his fraught relationship with his teeth is British novelist Martin Amis, who has undergone years of dental treatments to improve his health.

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