Top credit card tips offered by uSwitch.com

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Top credit card tips offered by uSwitch.com

Financial advice website uSwitch.com has outlined some points on how consumers can get the most from their credit cards.

First of all, when applying for a credit card, the organisation recommends that consumers should check their credit record, something that can be done through its site. If any aspect of it looks wrong, you can apply to have it altered.

If rejected for credit, it is important not to make another submission straight afterwards, it adds, as your credit score will be affected by failed applications.

Finally, do not confuse the difference between cutting up and cancelling a credit card, the firm urges, as even after an account is closed, the lender will probably keep it open for a time to allow for any stray transactions to come through.

Offering guidance to people in the middle of the recession, uSwitch.com allows users to change their providers and banks, as well as offering financial advice and comparison services to those most in need of them.

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