Direct Line: Businesses need to cover themselves

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Direct Line: Businesses need to cover themselves

Direct Line has informed business owners that they need to make sure that they have the right level of insurance, even if they work from home.

Head of the organisation's business division Kate Syred commented that owning a business can become a nightmare if an accident occurs and a customer makes a claim against their company.

She pointed out that many people set up their business in their house because of potential savings on overheads, but they may still need to take out business insurance because their home cover may be limited.

"With so few businesses being protected from a liability claim, or an unexpected pause in trading, this research highlights the need for business owners to think about specific business insurance," explained Ms Syred.

Recent research by Direct Line showed that 28 per cent of companies run from home have no business insurance in place.

This month, the organisation announced that it will be offering a third off its home cover this autumn, if customers buy both buildings and contents insurance at the same time.

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